Category Archives: Background Checking

The importance of credentialing: A case study

Part of our credentialing process is to make sure that there is one “responsible party” on file. This is the person who signs on the dotted line saying that they will not abuse the service, that they’ll pay the bill, and all that fun stuff.

How long does it take for a new address to appear in our data?

Believe it or not, this is a question we don’t get asked very much – and you’d think we would! It’s a very important measure of data quality. If I move to a new house today, how long will it take for that new address to appear on USInfoSearch? What sorts of changes might cause […]

Understanding DPPA

What is the DPPA? DPPA stands for “Driver’s Privacy Protection Act” and it prevents people from using DMV data for non-approved purposes. Permitted purposes include vehicle recalls, government use, use by insurance companies, vehicle towing, toll roads, and more. To read the full list of permitted purposes, see this wikipedia article.

What is BLJ Data and Where Does it Come From?

“BLJ” stands for “Bankruptcies, Liens, and Judgments.” They are civil court records that include information such as: amount owed, date filed, filing number, court name, chapter (for bankruptcies), and case status. Lien and Judgment records are filed on a per-county basis and are therefore hard to get complete coverage for. Bankruptcies are all filed through […]

Why can’t I search for celebrities?

And when can I? Believe it or not, this is actually a more common question than you’d think. Often times people are testing our data and want to see “how good it actually is.” They’ve already tried searching themselves and now they’d like to see what comes back for someone else. But who… Unfortunately, celebrities […]

Who is the head of household?

And why? Once the household is defined, it makes sense to select one member as a ‘head of household.’  Ideally, the person selected will be the primary decision-maker in the home, so, how does a data provider decide who is the most likely household member to be the primary decision-maker?

What is a ‘household’?

Beginning in 1980, the US Census Bureau discontinued the use of the term ‘head of family/household’ and replaced these with ‘householder’ and ‘family householder’, as well as no longer by default classifying the husband in a married couple as the ‘reference person’ in its survey. These logical legal implementations make sense in our society which […]

Security! How do potential clients get credentialed?

With the ever-present threat of data insecurity in our modern world, it is incumbent upon those with the access to sensitive records to only share it with those that can be trusted with it. USInfoSearch has a number of strict requirements to ensure the suitability of a potential client. Here’s what we check for before […]

Skiptracing defined

You’ve probably heard the term ‘skip tracing’, but what does it mean? The phrase “skip tracing” is derived from the old idiom ‘to skip town’, and is used to describe the process of searching for an individual who has,  usually, absconded from the law in some way: think debtors who have defaulted or someone who […]

What is PII?

What constitutes Personally Identifiable Information? Personally Identifiable Information (PII) is any information used to distinguish or trace an individual’s identity. Examples of PII include your full name, address, date of birth, Social Security Number, bank account number, biometric records, medical records, vehicle registration plate – a lot of which is also considered sensitive, and will […]

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