FCRA compliant background checks

What is the Fair Credit Reporting Act?

And what is an FCRA compliant background check?

FCRA stands for Fair Credit Reporting Act and it dates back to 1970. It states that landlords, lenders, and employers are not allowed to deny you any credit opportunities based upon your civil, criminal, or financial shortcomings unless the information is up to date and accurate. Additionally, the consumer has the right to dispute their findings.

That’s a lot to swallow all at once, so let’s break it down.

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