You’ve probably heard the term ‘skip tracing’, but what does it mean? The phrase “skip tracing” is derived from the old idiom ‘to skip town’, and is used to describe the process of searching for an individual who has, usually, absconded from the law in some way: think debtors who have defaulted or someone who has skipped bail. Alternately, the missing person could also be a missing heir to an estate who has been lost in the mists of clerical obscurity. Read More
What is PII?
August 9, 2018 – 7:22 am
What constitutes Personally Identifiable Information?
Personally Identifiable Information (PII) is any information used to distinguish or trace an individual’s identity. Examples of PII include your full name, address, date of birth, Social Security Number, bank account number, biometric records, medical records, vehicle registration plate – a lot of which is also considered sensitive, and will need to be encrypted when stored in a database.
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Understanding ‘Instant Criminal Background Checks’
July 22, 2018 – 2:31 pm
Why you might not be getting the full picture.
When doing online research you might be tempted to use one of the many “Instant Criminal Background Search” products seen advertised on TV or in your google search results. Before you shell out your hard earned money for these sorts of reports, it’s important to understand how these services work and why you are not getting the full picture. Read More
FCRA compliant background checks
July 7, 2018 – 2:18 am
What is the Fair Credit Reporting Act?
And what is an FCRA compliant background check?
FCRA stands for Fair Credit Reporting Act and it dates back to 1970. It states that landlords, lenders, and employers are not allowed to deny you any credit opportunities based upon your civil, criminal, or financial shortcomings unless the information is up to date and accurate. Additionally, the consumer has the right to dispute their findings.
That’s a lot to swallow all at once, so let’s break it down.
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